Portfolio Rebalancing for Dummies
If you have been putting off, or can’t bear the thought of, rebalancing your portfolio, here are three ways to make the process simpler and, perhaps, more tolerable. Rebalancing your holdings—and,...
View ArticleDon’t Wait Too Long
When it comes to saving for retirement, let’s face it: Procrastination isn’t unusual. Now, a new study quantifies just how pervasive—and costly—such behavior can be. According to a survey released...
View ArticleShould You Delay Social Security?
Undecided about when to claim Social Security? If you think of that benefit as a lump sum, as opposed to a stream of payments, the decision might be easier. That’s among the primary points in a recent...
View ArticleWill You Like the Food?
MOVING ABROAD INVOLVES a lot of adjustment. While you get accustomed to using a new currency to buy things you never needed before from people whose language you don’t speak, the recognizable and...
View ArticleConsider the Philippines as a Retirement Destination
If you are considering retiring in another country, I am no doubt biased, but I believe it’s hard to beat the Philippines. I first visited this island nation (about 7,000 islands in all) 24 years ago...
View ArticleThe Best Annuity
Fixed-income annuities have never paid out so little, and yet had so much appeal. These annuities, which provide a lifetime of guaranteed income, are paying out 12% less, on average, than in 2011, and...
View ArticleAnother Take On the Four Percent Rule
Want to spend more than 4% of your retirement savings annually without putting yourself at great risk? It might be possible with a “dynamic withdrawal strategy.” This method of tapping one’s nest egg...
View ArticleBonds, James Bonds
The Case for Minimizing Risk in Your Bond Holdings The sky didn’t fall, after all. At its September policy meeting, the Federal Reserve decided not to raise interest rates. Had it done so, higher rates...
View ArticleNew Social Security Strategies for Couples
How spouses can maximize their benefits as some popular claiming tactics are eliminated Couples are recalibrating plans for when to claim Social Security benefits after a recent rule change. Congress...
View ArticleBest Fixed-Income Choices for 2016
There are still plenty of places to find decent income in stock and bond markets, even with many key interest rates at or near historically low levels. Investors can get yields of 4% to 9% on a range...
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